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Do you rent? Here's a new trick to boost your credit rating
Millions of private tenants can boost their credit rating by opting in to a new scheme that records if you pay rent on time and sends the results to credit reference agency giant Experian. But some may be put off by having to pay rent via a third party, and because late payments will dent their rating. This is a Q&A to explain how the Rental ...
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How to check your credit report for free - MoneySavingExpert.com
Learn how to check your credit report for free with this MSE guide – key as your credit rating affects whether you can get mortgages, credit cards & more.
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How to build your credit history as a student or young person
The more you do to improve your credit history, the higher your score – and the more chance you'll accepted by a lender for credit. You needn't pay to check your report. See our Check your credit report for free guide.
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How to get a mortgage: 18 tips to boost your chances – MSE
To give yourself the best chance possible of acceptance, take the time before you apply for a mortgage to get your credit report into good shape. For tips and help on how to bolster your credit report, see our Credit scores guide.
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Credit builder cards – MSE - MoneySavingExpert.com
Credit builder cards can help you improve your credit score. This MoneySavingExpert guide explains how to use them if you've got a limited or less-than-perfect credit history.
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What is a good credit score? - MSE - MoneySavingExpert.com
While there's no magic number when it comes to what makes a 'good' credit score, knowing your rating can give you an idea of how lenders might view you. In this guide we'll look at how credit ratings are worked out, what can lead to a high credit score, and how you can make yourself more appealing to lenders.
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Martin Lewis: Why you shouldn't worry too much about your credit score ...
When it comes to finances, numbers are key – whether it's what you earn, your credit card balance or the interest rate on your mortgage, small changes can add up to a big difference. Yet there's one number you shouldn't pay too much attention to – your credit score.
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How to improve your credit score - MoneySavingExpert
See how likely you are to get the top card and loan deals, without having to apply, therefore protecting your credit score. Your key credit insights. What factors are impacting how you currently look to lenders, and how to make yourself more financially fanciable.
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How can I improve my credit score? | MoneySavingExpert
Here are some things you can do to try and boost your credit score: Pay your bills on time. Delinquent payments and collections can have a major negative impact on a credit score. Keep balances low on credit cards and other 'revolving credit'. High outstanding debt can affect a credit score.
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Boost for tenants as rental payment info to appear on credit report
Building your credit history through your rental payments will make you more attractive to a lender. Showing you can meet payments on time will improve your credit score, though lenders won't see this. They'll have their own scoring system and will take into account your affordability. And as mortgage payments could end up being more affordable ...
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